CanPay InsightsOntario tax and payroll deductions
Ontario workers pay federal income tax, Ontario provincial income tax, CPP contributions, and EI premiums. Your final net pay depends on salary, pay frequency, credits, deductions, and whether you have overtime or variable income.
For salary and hourly workers
Use annual salary mode for a fixed salary or hourly mode for shift-based work. If your hours change weekly, timesheet mode gives a more realistic estimate.
Compare Ontario with other provinces
If you are considering a move from Ontario to Alberta, BC, Quebec, or another province, use the province comparison page to see how take-home pay changes.
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Frequently Asked Questions
How much tax is deducted from an Ontario paycheque?
On an $80,000 salary in 2026, an Ontario paycheque loses about $9,513 to federal tax, $4,173 to Ontario tax, $4,446 to CPP/CPP2, and $1,123 to EI over the year — about 24% of gross in total. Your exact deductions depend on your income, pay period, and credits; enter your numbers above for a precise breakdown.
Can I use this as a Toronto paycheck calculator?
Yes. Toronto has no separate city income tax — Toronto paycheques use exactly the same federal and Ontario rates as the rest of the province, so this calculator works for Toronto, Ottawa, Mississauga, Brampton, Hamilton, and every Ontario city.
Is Ontario take-home pay lower than Alberta?
At $80,000 in 2026 they are very close: Ontario keeps about $60,744 versus about $60,409 in Alberta — Ontario is actually slightly ahead at this income. The gap shifts with salary, so compare your own number with the province comparison tool.